Educational use
Monthly Goals provides general educational information, planning resources, and illustrative tools. Nothing on the site is individual financial, investment, tax, legal, medical, or mental-health advice.
Calculators and results
Calculator results are estimates based on the values and assumptions shown. Actual fees, taxes, interest rates, inflation, timing, and returns may differ. Check important decisions with an appropriate qualified professional.
Downloads and personal use
You may download and print the free planner and worksheets for your own personal, non-commercial use. You may not sell, repackage, remove branding from, or redistribute the files as your own product without written permission.
Availability and changes
We work to keep the site accurate and available, but do not promise uninterrupted access or that every resource will always remain unchanged. We may correct, update, replace, or remove content and tools.
Links to other sites
Links to third-party sites are provided for context or convenience. We do not control their content, availability, privacy practices, or services.
Responsibility
Use the site and its resources at your own discretion. To the extent permitted by law, Monthly Goals is not responsible for indirect loss arising from reliance on general content or illustrative calculations. Nothing in these terms excludes a responsibility that cannot lawfully be excluded.
Contact
Questions about these terms can be sent to info@monthlygoals.com.